Authors:

Dewa Ayu Putu Dian Permatasari, Dewa Gede Rudy

Abstract:

“ABSTRAK Tujuan studi ini adalah untuk mengetahui faktor yang menyebabkan terjadinya kredit bermasalah pada perbankan serta mengkaji peranan legal officer dalam mencegah kredit bermasalah dalam perbankan. Studi ini menggunakan metode penelitian hukum yuridis normative dengan pendekatan perundang-undangan serta pendekatan konsep. Sumber bahan hukum menggunakan bahan hukum sekunder seperti buku, jurnal, dan peraturan perundang-undangan. Hasil studi menunjukan bahwa faktor kredit bermasalah berasal dari faktor internal dan faktor eksternal, peranan legal officer dalam mencegah kredit bermasalah adalah melakukan analisis kredit dengan baik sesuai pasal 18 ayat 1 Undang-Undang No 10 Tahun 1998 Tentang Perbankan, serta melakukan pemantauan dari pemberian kredit hingga pelunasan kredit agar menghindari terjadinya kredit bermasalah. Sehingga legal officer sebaiknya melakukan analisis yang lebih baik dan akurat serta pengawasan terhadap kredit dalam perbankan. Kata Kunci : Legal Officer, Kredit Bermasalah, perbankan ABSTRACT The purpose of this study is to determine the factors that cause non-performing loans in banks and to examine the role of legal officers in preventing non-performing loans in banking. This study uses a normative juridical legal research method with a statutory approach and a conceptual approach. Sources of legal materials use secondary legal materials such as books, journals, and statutory regulations. The results of the study show that non-performing credit factors come from internal factors and external factors, the role of legal officers in preventing non-performing loans is to carry out a good credit analysis in accordance with Article 18 paragraph 1 of Law No. 10 of 1998 concerning Banking, as well as monitoring from lending to credit. repayment of credit in order to avoid the occurrence of non-performing loans. So that legal officers should conduct better and more accurate analysis and supervision of credit in banking. Key Words: Legal Officer, Non-Performing Loans, Banking”

Keywords

: Legal Officer, Kredit Bermasalah, perbankan ABSTRACT The purpose of this study is to determine the factors that cause non-performing loans in banks and to examine the role of legal officers in preventing non-performing loans in banking. This study uses a normative juridical legal research method with a statutory approach and a conceptual approach. Sources of legal materials use secondary legal materials such as books, journals, and statutory regulations. The results of the study show that non-performing credit factors come from internal factors and external factors, the role of legal officers in preventing non-performing loans is to carry out a good credit analysis in accordance with Article 18 paragraph 1 of Law No. 10 of 1998 concerning Banking, as well as monitoring from lending to credit. repayment of credit in order to avoid the occurrence of non-performing loans. So that legal officers should conduct better and more accurate analysis and supervision of credit in banking. Key Words: Legal Officer, Non-Performing Loans, Banking

Downloads:

Download data is not yet available.

References

References Not Available

PDF:

https://jurnal.harianregional.com/kerthanegara/full-78976

Published

2022-01-27

How To Cite

PERMATASARI, Dewa Ayu Putu Dian; RUDY, Dewa Gede. Peranan Legal Officer Dalam Mencegah Kredit Bermasalah Pada Perbankan.Kertha Negara : Journal Ilmu Hukum, [S.l.], v. 8, n. 9, p. 25-34, jan. 2022. Available at: https://jurnal.harianregional.com/kerthanegara/id-78976. Date accessed: 02 Jun. 2025.

Citation Format

ABNT, APA, BibTeX, CBE, EndNote - EndNote format (Macintosh & Windows), MLA, ProCite - RIS format (Macintosh & Windows), RefWorks, Reference Manager - RIS format (Windows only), Turabian

Issue

Vol 8 No 9 (2020)

Section

Articles

Creative Commons License This work is licensed under a Creative Commons Attribution 4.0 International License