Authors:

Ida Ayu Mas Indira Pramesti, I Gde Ary Wirajaya

Abstract:

“Banks that have high levels of bad credit, risk bankruptcy. Knowing the factors that influence credit risk will deal with the risk of non-performing loans earlier. The factors studied to determine the effect on credit risk are capital adequacy, credit distribution, and operational efficiency. By using a purposive sampling method to determine the sample, a sample of 120 companies with a period of 3 years of observation, namely 2015 to 2017, obtained 1440 observation samples. Multiple linear regression is a data analysis technique used. The results obtained after conducting the analysis are capital adequacy, credit distribution, and operational efficiency have a positive influence on credit risk. Keywords : Capital Adequacy, credit distribution, operational efficiency, credit risk.”

Keywords

: Capital Adequacy, credit distribution, operational efficiency, credit risk.

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PDF:

https://jurnal.harianregional.com/akuntansi/full-50854

Published

2019-09-12

How To Cite

INDIRA PRAMESTI, Ida Ayu Mas; WIRAJAYA, I Gde Ary. Pengaruh Kecukupan Modal, Penyaluran Kredit dan Efisiensi Operasional pada Risiko Kredit.E-Jurnal Akuntansi, [S.l.], v. 28, n. 3, p. 2050 - 2064, sep. 2019. ISSN 2302-8556. Available at: https://jurnal.harianregional.com/akuntansi/id-50854. Date accessed: 28 Aug. 2025. doi:https://doi.org/10.24843/EJA.2019.v28.i03.p26.

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Issue

Vol 28 No 3 (2019)

Section

Articles

Creative Commons License This work is licensed under a Creative Commons Attribution 4.0 International License