Authors:

NI LUH PUTU RATNA DEWI, I NYOMAN WIDANA, DESAK PUTU EKA NILAKUSMAWATI

Abstract:

“Premium reserve is a number of fund that need to be raised by insurance company in preparation for the payment of claims. This study aims to get the formula of premium reserve as well as the value of the premium reserve for joint life insurance by using retrospective calculation method. Joint life insurance participants in this study are limited to 2 people. Calculations in this study is using Indonesian Mortality Table (TMI) 2011, joint life mortality tables, commutation tables, value of annuities, value of single premiums and constant annual premium and using constant interest rates of 5%. The results showed that by using age of the participant insurance joint life of x = 50 and y = 45 years and the premium payment period of t = 10 years, we obtained that the value of premium reserve from the end of the first year until the end of the 11th year has increased every year, while the value of premium reserves from the end of the 12th year and so on until a lifetime has decreased every year.”

Keywords

Keyword Not Available

Downloads:

Download data is not yet available.

References

References Not Available

PDF:

https://jurnal.harianregional.com/mtk/full-18719

Published

2016-01-30

How To Cite

DEWI, NI LUH PUTU RATNA; WIDANA, I NYOMAN; NILAKUSMAWATI, DESAK PUTU EKA. PENENTUAN CADANGAN PREMI UNTUK ASURANSI JOINT LIFE.E-Jurnal Matematika, [S.l.], v. 5, n. 1, p. 32-37, jan. 2016. ISSN 2303-1751. Available at: https://jurnal.harianregional.com/mtk/id-18719. Date accessed: 28 Aug. 2025. doi:https://doi.org/10.24843/MTK.2016.v05.i01.p118.

Citation Format

ABNT, APA, BibTeX, CBE, EndNote - EndNote format (Macintosh & Windows), MLA, ProCite - RIS format (Macintosh & Windows), RefWorks, Reference Manager - RIS format (Windows only), Turabian

Issue

Vol 5 No 1 (2016)

Section

Articles

Creative Commons License This work is licensed under a Creative Commons Attribution 4.0 International License