Authors:

Gusti Ayu Putu Indah Lestari Dewi, Nyoman Triaryati

Abstract:

“This study aims to examine the influence of internal bank’s factors (Equity to Asset Ratio, Loan to Deposit Ratio, Non-PerformingLoan, Bank size, BOPO) and external bank’s factors (GDP growth and inflation) to Net Interest Margin at commercial banks on Indonesia Stock Exchange period 2013-2015. Multiple Linear RegressionAnalysis was used as an analytical technique. The studysample consisted of 41 commercial banks which were taken by census method where the overall population become sample. Financial statements of the commercial banks were used as a source of the secondary data in this study. The result of the internal factor showed that EA, LDR, Bank Size and BOPO have positive effect on NIM but NPL doesn’t have significant effect on NIM while the external factors both of GDP growth and Inflation don’t have significant effect on NIM. The slow growth of economic in Indonesia and the NIM fluctuation during the study period are the background of this study result.”

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PDF:

https://jurnal.harianregional.com/manajemen/full-29880

Published

2017-06-08

How To Cite

INDAH LESTARI DEWI, Gusti Ayu Putu; TRIARYATI, Nyoman. PENGARUH FAKTOR INTERNAL DAN EKSTERNAL BANK TERHADAP NET INTEREST MARGIN DI INDONESIA.E-Jurnal Manajemen, [S.l.], v. 6, n. 6, p. 3051 - 3079, june 2017. ISSN 2302-8912. Available at: https://jurnal.harianregional.com/manajemen/id-29880. Date accessed: 28 Aug. 2025.

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Issue

Vol 6 No 6 (2017)

Section

Articles

Creative Commons License This work is licensed under a Creative Commons Attribution 4.0 International License