Authors:

I KADEK ASTRAWAN, I KETUT SUAMBA, I DEWA GEDE RAKA SARJANA

Abstract:

“The Factors That Affect Credit Decision Making In LPD Of Pujungan Village, Pupuan Sub-District, Tabanan Regency One of the economic development in Indonesia is supported by the Rural Credit Institution(LPD) of Pujungan Village, Pupuan Sub-District, Tabanan Regency. The efforts tomaintain and increase its continuity, LPD also needs to look at the factors that affect thedebtor in making credit decisions. The purpose of this research is to determine the factorsthat influence the debtor’s decision in taking credit and the suitability of credit usage bythe debtor. The sampling technique in this research was carried out by random sampling.The analysis technique used is multiple linier regression analysis. The results showed thatinterest rates, services, and procedures for lending had a positive and significant effect ondebtor decisions in taking credit, and the suitability of use tends to productive loans.”

Keywords

Keyword Not Available

Downloads:

Download data is not yet available.

References

  • Boediono. 2014. Ekonomi Internasional – Pengantar Ilmu Ekonomi No. 3. Penerbit: BPEE
  • UGM.
  • Bramantyo Anaga. 2017. Pengaruh Kualitas Layanan, Prosedur Kredit, Dan Promosi
  • Terhadap Keputusan Kredit UMKM. Jurnal. Prodi Akutansi, Universitas Negeri
  • Yogyakarta. Yogyakart
  • Darsana, Ida Bagus. 2008.Pasar Keuangan dan Lembaga Keuangan. Buku Ajar Fakultas
  • Ekonomi Universitas Udayana, Denpasar
  • Darsana, Ida Bagus.2010. Peranan Dan Kedudukan LPD Dalam Sistem Perbankan Di
  • Indonesia. Dalam Kertha Wicaksana.
  • Dewi, Chandra. 2009. Faktor – Faktor yang Mempengaruhi Strategi Pemberian Kredit Dan
  • Dampaknya terhadap Non perfoming Loan. Skripsi. Program Studi Magister
  • ManajemenProgram Pasca SarjanaUniversitas Diponegoro. Semarang
  • Ghozali, Iman 2016. Aplikasi Analisis Multivariate Dengan Program Ibm Spss 23.
  • Semarang: BPFE Universitas Diponegoro.Ismail.2010. Manajemen Perbankan.
  • Edisi Pertama. Jakarta: Kencana
  • Rao, Purba. 1996. Measuring Consumer Perception Through Factor Analysis. The
  • Asianmanager. February-March, Pp 28-23
  • Singarimbun, Masri dan Sofian Effendi. 1989. Metode Penelitian Survey. Lpses. Jakarta
  • Sugiyono 2016. Metode Penelitian Kuantitatif, Kualitatif dan Kombinasi (Mixed
  • Methods). Bandung, Alfabeta.
  • Sunariah. 2013. Pengantar Pengetahuan Pasar Modal ( Edisi 6). Penerbit: Uppstim Ykpn,
  • Yogyakarta.

PDF:

https://jurnal.harianregional.com/jaa/full-56883

Published

2020-01-27

How To Cite

ASTRAWAN, I KADEK; SUAMBA, I KETUT; SARJANA, I DEWA GEDE RAKA. Faktor-Faktor yang Mempengaruhi Pengambilan Kredit di LPD Desa Adat Pujungan, Kecamatan Pupuan, Kabupaten Tabanan.Jurnal Agribisnis dan Agrowisata (Journal of Agribusiness and Agritourism), [S.l.], p. 20-28, jan. 2020. ISSN 2685-3809. Available at: https://ojs.unud.ac.id/index.php/JAA/article/view/56883. Date accessed: 28 Aug. 2025.

Citation Format

ABNT, APA, BibTeX, CBE, EndNote - EndNote format (Macintosh & Windows), MLA, ProCite - RIS format (Macintosh & Windows), RefWorks, Reference Manager - RIS format (Windows only), Turabian

Issue

Vol.9, No.1, Januari 2020

Section

Articles

Creative Commons License This work is licensed under a Creative Commons Attribution 4.0 International License