PENGARUH LOAN TO DEPOSIT RATIO, NON PERFORMING LOAN DAN NET INTEREST MARGIN TERHADAP PROFITABILITAS

Written by Kadek Dwi Supriyatna, Made Reina Candradewi
on August 31, 2023

Authors:

Kadek Dwi Supriyatna, Made Reina Candradewi

Abstract:

“Bank Pembangunan Daerah (BPD) are a group of financial institutions that play a role in driving the regional economy by supporting development financing in the regions. PT. BPD must be able to increase efficiency in carrying out their operations by increasing profitability and subsequently taking corrective actions so that BPD can carry out their function as an intermediary institution properly. This study aims to analyze the effect of (LDR), Non Performing Loan (NPL) and Profitability at PT BPD Bali. The data used in this study is secondary data, it is by looking from the monthly financial statements published by banking companies at PT. BPD Bali obtained from the Otoritas Jasa Keuangan (OJK) through the website www.ojk.go.id. This research used the method of determining the sample with the case study method based on monthly data from PT. BPD Bali 2017-2020 period. The analysis technique used is multiple linear regression analysis. The results showed that LDR had a positive effect on the profitability of PT. BPD Bali. NPL has a negative effect on the profitability of PT. BPD Bali. NIM has a positive effect on the profitability of PT. BPD Bali. The implication of this research is that company management should pay attention to LDR, NPL and NIM which is affect the profitability”

Keywords

Keyword Not Available

Downloads:

Download data is not yet available.

References

References Not Available

PDF:

https://jurnal.harianregional.com/eeb/full-86660

Published

2023-08-31

How To Cite

SUPRIYATNA, Kadek Dwi; CANDRADEWI, Made Reina. PENGARUH LOAN TO DEPOSIT RATIO, NON PERFORMING LOAN DAN NET INTEREST MARGIN TERHADAP PROFITABILITAS.E-Jurnal Ekonomi dan Bisnis Universitas Udayana, [S.l.], p. 1653-1660, aug. 2023. ISSN 2337-3067. Available at: https://ojs.unud.ac.id/index.php/EEB/article/view/86660. Date accessed: 28 Aug. 2025. doi:https://doi.org/10.24843/EEB.2023.v12.i08.p18.

Citation Format

ABNT, APA, BibTeX, CBE, EndNote - EndNote format (Macintosh & Windows), MLA, ProCite - RIS format (Macintosh & Windows), RefWorks, Reference Manager - RIS format (Windows only), Turabian

Issue

VOLUME.12.NO.08.TAHUN.2023

Section

Articles

Copyright

This work is licensed under a Creative Commons Attribution 4.0 International License