Authors:

Septiani Ananda Putri, Irvan Yoga Pardistya

Abstract:

“This study aims to determine the effect of capital adequacy, operational risk and non-performing loans on profitability in state-owned banks for the 2010-2019 period. This research uses purposive sampling method by taking a sample of 4 banks taken from www.sahamok.net data. The data is obtained from the annual financial reports issued by state-owned banks by visiting the websites of each state-owned bank. The sample size is 32 of the total sample obtained from 4 banks. The analysis technique used in this research is multiple linear regression with a significance level of 5%. The results of this study partially (t test) show that Capital Adequacy (CAR) and Non-Performing Credit (NPL) have a positive and significant effect on profitability, while Operational Risk (BOPO) has a negative and significant effect on the profitability of BUMN banking in the 2010-2019 period. Simultaneously (F test) the Capital Adequacy Ratio (CAR), Operating Costs to Operating Income (BOPO) and Non-Performing Loans (NPL) have the same effect on profitability.”

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PDF:

https://jurnal.harianregional.com/eeb/full-70806

Published

2021-10-26

How To Cite

PUTRI, Septiani Ananda; PARDISTYA, Irvan Yoga. PENGARUH KECUKUPAN MODAL, RISIKO OPERASIONAL DAN KREDIT BERMASALAH TERHADAP PROFITABILITAS PADA PERUSAHAAN PERBANKAN BUMN PERIODE 2010-2019.E-Jurnal Ekonomi dan Bisnis Universitas Udayana, [S.l.], p. 873-882, oct. 2021. ISSN 2337-3067. Available at: https://ojs.unud.ac.id/index.php/EEB/article/view/70806. Date accessed: 28 Aug. 2025. doi:https://doi.org/10.24843/EEB.2021.v10.i10.p05.

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ABNT, APA, BibTeX, CBE, EndNote - EndNote format (Macintosh & Windows), MLA, ProCite - RIS format (Macintosh & Windows), RefWorks, Reference Manager - RIS format (Windows only), Turabian

Issue

VOLUME.10.NO.10.TAHUN.2021

Section

Articles

Creative Commons License This work is licensed under a Creative Commons Attribution 4.0 International License